A specialist CPA for clinic owners across Quebec.
Psychology, veterinary, physiotherapy, chiropractic, optometry, and other incorporated allied health practices. An integrated annual mandate that brings together year-end, tax, and structural decisions.
The trigger moments that bring a clinic owner to call us.
Most clinic owners reach out around a specific moment. Here are the nine we see most often.
What's included in your annual mandate — and what's quoted separately.
An integrated annual mandate for clinic owners covers the full year-end and tax cycle, plus the conversations that surround them. One-time engagements are priced individually.
Full annual cycle
CSRS 4200 compilation, federal T2 and Quebec CO-17 corporate returns, owner's T1/TP-1 personal returns (and spouse if shareholder), year-end planning review, annual compensation follow-up, and coordination with your other advisors.
One-time advisory mandates
Incorporation, clinic buy-in or acquisition, Holdco set-up or review, corporate restructuring, tax audits, review engagements, multi-year catch-up bookkeeping cleanup, and succession planning.
Six clinical contexts we work with.
Each type of clinic has its own tax and structural dynamics. Here are the primary contexts we see.
Psychology practices
Incorporated psychologists, psychotherapists, and neuropsychologists in private or multidisciplinary clinics.
Veterinary clinics
Veterinarians owning companion-animal, mixed-practice, or specialty veterinary clinics.
Physiotherapy clinics
Incorporated physiotherapists in solo or team practice, with or without integrated massage therapists or occupational therapists.
Chiropractic clinics
Incorporated chiropractors in solo practice, group practice, or multidisciplinary clinics.
Optometry clinics
Optometrist owners in solo practice, group practice, or affiliated with a retail chain.
Multidisciplinary clinics
Clinics with multiple allied health professionals, co-ownership structures, or office-rental arrangements.
A clinic isn't just another small business.
Owner compensation, corporate structure, dividend timing, shareholder loans, small-business deduction eligibility, GST/QST on exempt vs. taxable services, audit documentation — these decisions intersect differently in a clinic. A generalist firm handles them separately. We handle them together.
- Structural decisions reviewed yearly, not once
- Compensation calibrated to current tax context
- Integrated view of corporate and personal file
- Coordination with your financial planner or banker
- Continuous preparation for transitions (sale, partner additions)
- Communication via secure portal throughout the year
Receive monthly tax and structure analyses for Quebec clinic owners.
One practical analysis per month — incorporation decisions, Opco and Holdco structure, compensation planning, shareholder loans, GST/QST, and year-end.
The questions clinic owners ask most often.
What services are included in the annual mandate for clinic owners?
JVS CPA's integrated annual mandate includes: the CSRS 4200 compilation engagement, federal T2 and Quebec CO-17 corporate returns, T1/TP-1 personal returns for the owner (and spouse if shareholder), a tax planning review, annual Opco/Holdco structure review, and ongoing support via secure client portal.
Bookkeeping and payroll are not included — they're coordinated with your existing bookkeeper or recommended via a partner.
Why choose a clinic-ownership specialist CPA over a generalist?
A clinic combines particularities a generalist firm handles separately: owner compensation, corporate structure, GST/QST depending on services, equipment and inventory management, associate agreements.
A specialist firm sees these dimensions as a single coordinated system, not isolated files. This approach changes the quality of tax and structural planning.
When should I incorporate my clinic?
Incorporation becomes relevant when your net professional profit comfortably exceeds your annual personal cash need. The gap between the two is what can stay in a corporation, where it benefits from tax deferral.
If all your profit is paid out personally, the main benefit of incorporation is largely theoretical. An initial conversation helps clarify where you stand.
Do you work with clinics outside Montreal or Laval?
Yes. JVS CPA is based in Laval but serves clinic owners across Quebec — Montreal, North Shore, South Shore, Eastern Townships, Mauricie, Quebec City region, and beyond.
Communication moves through secure client portal and call; in-person meetings are available at our Laval office for clients in the greater metropolitan region.
How much does the annual mandate for a clinic cost?
The annual mandate is priced at a fixed fee, determined by the complexity of your structure (Opco only vs. Opco/Holdco), number of shareholders, transaction volume, and sector specifics. Pricing is agreed before the engagement begins — no billable-hour surprises mid-year.
For a precise quote, contact us.
How do we start working together?
The process starts with a 30-minute discovery call to understand your corporate structure, current fiscal year, and upcoming decisions.
If the fit is clear on both sides, we propose a mandate with a fixed annual fee. Onboarding includes document collection via secure portal and coordination with your previous CPA if needed.